/* Viewpoint Budget shared styles. Moved from the original single-page index.html. */
*{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#1D1A5E;--teal:#5C52E8;--teal-light:#EDEAFF;
  --green:#267c4e;--green-dark:#1f6640;--green-soft:#E6F8EE;
  --gold:#E8C97A;--gold-dark:#D4B265;--peach:#f5c9a0;
  --warm:#FAF9F6;--surface:#ffffff;--border:#e4e2dd;
  --text:#1a1a1a;--muted:#6b6a65;
  --serif:Georgia,'Times New Roman',serif;
  --sans:'Aptos','Segoe UI',-apple-system,BlinkMacSystemFont,sans-serif;
}
body{font-family:var(--sans);background:var(--warm);color:var(--text);line-height:1.6;font-size:16px}
h1,h2,h3{font-family:var(--serif)}
.nav{position:sticky;top:0;background:var(--warm);border-bottom:1px solid var(--border);z-index:100;padding:0 2rem;display:flex;align-items:center;justify-content:space-between;height:60px}
.logo{display:flex;align-items:center;gap:10px;font-size:19px;font-weight:600;color:var(--navy);text-decoration:none;letter-spacing:-0.3px}
.nav-links{display:flex;align-items:center;gap:1rem}
.nav-links a{font-size:13px;color:var(--muted);text-decoration:none;white-space:nowrap}
.nav-cta{background:var(--green)!important;color:white!important;padding:8px 14px;border-radius:6px;font-weight:600;font-family:var(--serif);transition:background .15s ease}
.nav-cta:hover{background:var(--green-dark)!important}
.lang-btn{background:none;border:1.5px solid var(--border);border-radius:5px;padding:5px 11px;font-size:12px;font-weight:700;color:var(--navy);cursor:pointer;letter-spacing:.8px}
.lang-btn:hover{background:var(--teal-light)}
.container{max-width:880px;margin:0 auto}
.wide{max-width:1200px;margin:0 auto}
section{padding:5rem 2rem}
.label{font-size:11px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--teal);margin-bottom:.9rem;display:block;font-family:var(--sans)}
h2.sh{font-family:var(--serif);font-size:2.15rem;font-weight:500;color:var(--navy);line-height:1.2;margin-bottom:1rem;letter-spacing:-.3px}
.hero{background:var(--navy);color:white;text-align:center;padding:5.25rem 2rem 5.75rem}
.hero .label{color:rgba(255,255,255,.68)}
.hero-kicker{display:inline-flex;align-items:center;gap:.55rem;padding:.42rem .8rem;border:1px solid rgba(255,255,255,.22);border-radius:999px;background:rgba(255,255,255,.06);color:var(--gold)!important;font-size:12px;font-weight:700;letter-spacing:1.7px;margin-bottom:1.15rem}
.hero h1{font-family:var(--serif);font-size:3rem;font-weight:600;line-height:1.15;max-width:680px;margin:.5rem auto 1.5rem;letter-spacing:-0.5px}
.hero p{font-size:1.15rem;color:rgba(255,255,255,.82);max-width:560px;margin:0 auto 2.75rem;line-height:1.65}
.btns{display:flex;gap:.85rem;justify-content:center;flex-wrap:wrap}
.btn-p{background:var(--green);color:white;padding:13px 28px;border-radius:7px;text-decoration:none;font-size:15px;font-weight:600;font-family:var(--serif);letter-spacing:.2px;transition:background .15s ease}
.btn-p:hover{background:var(--green-dark)}
.stats{background:var(--surface);border-bottom:1px solid var(--border);padding:2.5rem 2rem}
.stats-kicker{max-width:760px;margin:0 auto 1.5rem;text-align:center;color:var(--navy);font-family:var(--serif);font-size:1.2rem;font-weight:600;line-height:1.4;letter-spacing:-.2px}
.stats-inner{max-width:920px;margin:0 auto;display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:1.5rem;align-items:stretch}
.stat-item{text-align:center;background:var(--warm);border:1px solid var(--border);border-radius:8px;padding:1.4rem 1.2rem}
.stat-item.featured{background:var(--peach);border-color:#edb978;box-shadow:0 14px 34px rgba(29,26,94,.12)}
.stat-num{font-family:var(--serif);font-size:2.5rem;font-weight:600;color:var(--green);line-height:1;margin-bottom:.3rem;letter-spacing:-.5px}
.featured .stat-num{font-size:3.9rem;color:var(--navy);font-weight:700;letter-spacing:-1.4px}
.stat-label{font-size:14px;color:var(--muted);line-height:1.45}
.featured .stat-label{font-size:16px;color:var(--navy);font-weight:800;line-height:1.25}
.stat-source{font-size:11px;color:#5b4c59;margin-top:.3rem}
.featured .stat-source{color:#5b4c59}
.familiar{background:var(--teal-light)}
.familiar-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;align-items:stretch}
.familiar-col{background:var(--surface);border:1px solid rgba(29,26,94,.12);border-radius:14px;padding:2rem;box-shadow:0 14px 34px rgba(29,26,94,.06)}
.familiar-col.change{border-left:4px solid var(--green)}
.familiar-col.pain-points{border-left:4px solid var(--peach)}
.section-icon{width:44px;height:44px;border-radius:12px;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;margin-bottom:1rem}
.familiar-col.pain-points .section-icon{background:#fff3e8;color:var(--navy)}
.section-icon svg,.fit-icon svg,.svc-icon svg,.start-icon svg{width:24px;height:24px;stroke-width:1.8}
.familiar-col h2{font-family:var(--serif);font-size:1.75rem;font-weight:600;color:var(--navy);line-height:1.2;margin-bottom:1.25rem;letter-spacing:-.25px}
.familiar-list{list-style:none;display:flex;flex-direction:column;gap:.95rem}
.familiar-list li{display:grid;grid-template-columns:18px 1fr;gap:.75rem;color:var(--muted);font-size:15px;line-height:1.55}
.familiar-list li::before{content:'';width:8px;height:8px;border-radius:50%;background:var(--peach);margin-top:.48rem}
.change .familiar-list li::before{background:var(--green)}
.familiar-list + .belong-text{margin-top:10px}
.pain{background:var(--surface)}
.ynab-explainer{background:var(--warm);padding:4rem 2rem}
.ynab-explainer p{color:var(--muted);line-height:1.75;margin-bottom:1rem;max-width:680px}
.ynab-link{display:inline-block;color:var(--teal);font-weight:600;font-size:15px;text-decoration:none;margin-top:.5rem;transition:opacity .15s ease}
.ynab-link:hover{opacity:.75}
.pain-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.25rem;margin-top:2.5rem}
.pain-card{background:var(--warm);border:1px solid var(--border);border-radius:12px;padding:1.5rem 1.5rem 1.5rem 1.75rem;border-left:3px solid var(--green);line-height:1.65}
.pain-card .emoji{display:block;font-size:1.6rem;margin-bottom:.5rem;line-height:1}
.pain-card strong{font-family:var(--serif);font-weight:600;color:var(--navy);font-size:1.05rem;display:block;margin-bottom:.35rem;letter-spacing:-.2px}
.story{background:var(--warm)}
.story-inner{display:grid;grid-template-columns:1fr 1.6fr;gap:4.5rem;align-items:center}
.story-profile{margin:0;align-self:center}
.story-img{border-radius:16px;overflow:hidden;aspect-ratio:4/5;background:var(--teal-light);display:flex;align-items:center;justify-content:center;box-shadow:0 18px 42px rgba(29,26,94,.12)}
.story-img img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block}
.story-profile-caption{padding:1.15rem .35rem 0;text-align:center}
.story-profile-name{font-family:var(--serif);font-size:1.55rem;font-weight:600;color:var(--navy);line-height:1.15;letter-spacing:-.35px}
.story-profile-cert{display:inline-flex;align-items:center;gap:.45rem;margin-top:.45rem;color:var(--green-dark);font-size:12px;font-weight:700;letter-spacing:.7px;text-transform:uppercase}
.story-profile-cert::before{content:'';width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px var(--green-soft)}
.story-profile-links{display:flex;flex-direction:column;align-items:center;gap:.55rem;margin-top:.85rem}
.story-profile-link{display:inline-flex;align-items:center;gap:.5rem;color:var(--navy);font-size:13px;font-weight:600;text-decoration:none;border-bottom:1px solid transparent;transition:color .15s ease,border-color .15s ease,transform .15s ease}
.story-profile-link svg{width:18px;height:18px;flex-shrink:0}
.story-linkedin svg{color:#0a66c2}
.story-ynab svg{color:var(--green)}
.story-profile-link:hover{color:var(--green-dark);border-color:var(--green);transform:translateY(-1px)}
.story-profile-link:focus-visible{outline:3px solid var(--green-soft);outline-offset:5px;border-radius:2px}
.story-right h2{margin-bottom:1.25rem}
.story-right p{color:var(--muted);margin-bottom:1rem;line-height:1.75}
.story-quotes{display:flex;flex-direction:column;gap:.6rem;margin:1.25rem 0 1rem;padding-left:1rem;border-left:3px solid var(--green)}
.story-quotes blockquote{font-family:var(--serif);font-size:1.05rem;color:var(--navy);font-weight:500;font-style:italic;line-height:1.5;letter-spacing:-.2px}
.story-quotes-note{font-size:14px;color:var(--muted);font-style:italic}
.fit{background:var(--surface)}
.fit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:2.5rem}
.fit-card{position:relative;background:var(--warm);border:1px solid var(--border);border-radius:12px;padding:1.55rem 3rem 1.55rem 1.45rem;min-height:168px;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.fit-card:hover{transform:translateY(-4px);box-shadow:0 14px 30px rgba(29,26,94,.09);border-color:#d3d0c8}
.fit-icon{position:absolute;top:1rem;right:1rem;width:34px;height:34px;border-radius:50%;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center}
.fit-card h3{font-family:var(--serif);font-size:18px;font-weight:600;color:var(--navy);line-height:1.25;margin-bottom:.75rem;letter-spacing:-.2px}
.fit-card p{font-size:14px;color:var(--muted);line-height:1.55}
.belong{background:var(--green-soft);padding:2.25rem 2rem;border-top:1px solid #c8e6d5;border-bottom:1px solid #c8e6d5}
.belong-text{max-width:640px;margin:0 auto;text-align:center;font-size:15px;color:var(--muted);line-height:1.7}
.belong-text strong{font-family:var(--serif);font-size:17px;color:var(--navy);display:block;margin-bottom:.35rem;font-weight:600;letter-spacing:-.2px}
.services{background:#f3f4f6}
.services h2.sh{max-width:720px}
.svc-grid{display:flex;flex-wrap:wrap;justify-content:center;gap:1.25rem;margin-top:2.75rem}
.svc-card{flex:0 1 calc((100% - 2.5rem)/3);min-height:250px;background:var(--surface);border:1px solid #e7e8ec;border-radius:16px;padding:2rem 1.45rem;text-align:center;display:flex;flex-direction:column;align-items:center;box-shadow:0 16px 36px rgba(29,26,94,.06);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.svc-card:hover{transform:translateY(-4px);box-shadow:0 20px 42px rgba(29,26,94,.1);border-color:#d8dae2}
.svc-icon{width:64px;height:64px;border-radius:18px;background:var(--teal-light);color:var(--teal);display:flex;align-items:center;justify-content:center;margin-bottom:1.15rem}
.svc-icon svg{width:34px;height:34px;stroke-width:1.75}
.svc-card h3{font-family:var(--serif);font-size:19px;font-weight:700;color:var(--navy);line-height:1.25;margin-bottom:.7rem;letter-spacing:-.2px}
.svc-card p{font-size:14px;color:#747780;line-height:1.6;max-width:270px}
.how{background:var(--warm)}
.journey-intro{max-width:760px;color:var(--muted);font-size:16px;line-height:1.7}
.journey-intro p+p{margin-top:.75rem}
.journey-intro strong{color:var(--navy);font-weight:600}
.journey-timeline{display:flex;flex-direction:column;gap:1.25rem;margin-top:3rem;position:relative}
.journey-timeline::before{content:'';position:absolute;top:30px;bottom:30px;left:29px;width:2px;background:var(--green-soft)}
.phase{position:relative;display:grid;grid-template-columns:60px minmax(0,1fr);gap:1.25rem;align-items:start}
.phase-number{width:60px;height:60px;border-radius:50%;background:var(--green);border:7px solid var(--warm);color:white;font-family:var(--serif);font-size:20px;font-weight:600;display:flex;align-items:center;justify-content:center;position:relative;z-index:1;box-shadow:0 8px 18px rgba(38,124,78,.16)}
.phase-card{background:var(--surface);border:1px solid var(--border);border-radius:14px;padding:1.65rem 1.75rem;box-shadow:0 12px 28px rgba(29,26,94,.05)}
.phase-eyebrow{font-size:11px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--green);margin-bottom:.35rem;display:block}
.phase-card h3{font-family:var(--serif);font-size:1.5rem;font-weight:600;color:var(--navy);line-height:1.2;margin-bottom:.55rem;letter-spacing:-.25px}
.phase-summary{color:var(--muted);font-size:15px;line-height:1.65}
.phase-milestone{margin-top:1.15rem;background:var(--warm);border-left:4px solid var(--gold);border-radius:0 8px 8px 0;padding:.85rem 1rem;color:var(--navy);font-size:14px;line-height:1.55}
.phase-milestone strong{font-weight:700}
.phase-details{margin-top:1rem;border-top:1px solid var(--border)}
.phase-details summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 0 0;color:var(--green-dark);font-size:13px;font-weight:700;cursor:pointer;letter-spacing:.2px}
.phase-details summary::-webkit-details-marker{display:none}
.phase-details summary::after{content:'+';width:26px;height:26px;border:1px solid var(--border);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--green);font-family:var(--sans);font-size:18px;font-weight:400;line-height:1;flex-shrink:0;transition:transform .2s ease,background .2s ease}
.phase-details[open] summary::after{transform:rotate(45deg);background:var(--green-soft)}
.phase-details summary:focus-visible{outline:2px solid var(--teal);outline-offset:5px;border-radius:2px}
.phase-details ul{list-style:none;display:grid;gap:.5rem;padding:1rem 0 .15rem}
.phase-details li{display:grid;grid-template-columns:7px 1fr;gap:.65rem;color:var(--muted);font-size:14px;line-height:1.55}
.phase-details li::before{content:'';width:7px;height:7px;border-radius:50%;background:var(--green);margin-top:.48rem}
.journey-cta{text-align:center;margin-top:2.75rem;padding-top:2.25rem;border-top:1px solid var(--border)}
.journey-cta p{color:var(--muted);font-size:15px;margin-bottom:1rem}
.get-started{background:var(--surface)}
.start-sequence{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-top:3rem}
.start-sequence::before{content:'';position:absolute;left:12%;right:12%;top:34px;height:2px;background:var(--green-soft)}
.start-step{position:relative;background:var(--warm);border:1px solid var(--border);border-radius:14px;padding:0 1.35rem 1.5rem;text-align:center}
.start-number{width:68px;height:68px;border-radius:50%;background:var(--green);color:white;font-family:var(--serif);font-size:26px;font-weight:600;display:flex;align-items:center;justify-content:center;margin:-1px auto 1rem;border:6px solid var(--surface);position:relative;z-index:1}
.start-icon{width:44px;height:44px;border-radius:12px;background:var(--teal-light);color:var(--teal);display:flex;align-items:center;justify-content:center;margin:0 auto 1rem}
.start-step h3{font-family:var(--serif);font-size:18px;font-weight:600;color:var(--navy);line-height:1.25;margin-bottom:.65rem;letter-spacing:-.2px}
.start-step p{font-size:14px;color:var(--muted);line-height:1.6}

/* ── Pricing ────────────────────────────────────────────────────────────── */
.pricing{background:var(--navy);padding:5rem 2rem}
.pricing .label{color:rgba(255,255,255,.68)}
.pricing h2.sh{color:white;max-width:700px}
.pricing p.sub{color:rgba(255,255,255,.78);font-size:15px;margin-bottom:.5rem;max-width:600px}
.p-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem;margin-top:2.5rem}
.pc{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:1.75rem 1.5rem;display:flex;flex-direction:column;transition:transform .25s ease,box-shadow .25s ease;opacity:1;transform:none}
.pc.visible{animation:fadeUp .6s ease forwards}
.pc:hover{transform:translateY(-5px);box-shadow:0 12px 36px rgba(0,0,0,.2)}
.pc.ft{background:white;border-color:white}
.pc.ft:hover{box-shadow:0 12px 36px rgba(0,0,0,.12)}
.pc-tag{font-size:11px;font-weight:600;letter-spacing:.8px;text-transform:uppercase;background:var(--green);color:white;padding:3px 10px;border-radius:100px;align-self:flex-start;margin-bottom:1.1rem}
.pc-name{font-family:var(--serif);font-size:17px;font-weight:600;color:white;margin-bottom:.25rem;letter-spacing:-.2px}
.pc.ft .pc-name{color:var(--navy)}
.pc-price{font-family:var(--serif);font-size:36px;font-weight:600;color:white;line-height:1;margin:.9rem 0 .2rem;letter-spacing:-.5px}
.pc.ft .pc-price{color:var(--navy)}
.pc-freq{font-size:13px;color:rgba(255,255,255,.76);margin-bottom:.9rem}
.pc.ft .pc-freq{color:var(--muted)}
.pc-desc{font-size:13px;color:rgba(255,255,255,.8);margin-bottom:1.25rem;line-height:1.55;flex:1}
.pc.ft .pc-desc{color:var(--muted)}
.pc-list{list-style:none;margin-bottom:1.5rem}
.pc-li{font-size:13px;color:rgba(255,255,255,.7);padding:5px 0;display:flex;align-items:flex-start;gap:8px;border-bottom:1px solid rgba(255,255,255,.07)}
.pc-li:last-child{border:none}
.pc.ft .pc-li{color:var(--muted);border-color:var(--border)}
.ck{color:#7B75FF;font-weight:700;font-size:12px;margin-top:2px;flex-shrink:0}
.pc.ft .ck{color:var(--green)}
.pc-btn{display:block;text-align:center;padding:12px;border-radius:8px;font-size:15px;font-weight:600;font-family:var(--serif);text-decoration:none;border:1.5px solid rgba(255,255,255,.3);color:white;margin-top:auto;cursor:pointer;transition:background .15s ease,border-color .15s ease,transform .15s ease}
.pc-btn:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.55)}
.pc.ft .pc-btn{background:var(--green);border-color:var(--green);color:white}
.pc.ft .pc-btn:hover{background:var(--green-dark);border-color:var(--green-dark)}
.pc-btn-outline{background:transparent;border:1.5px solid rgba(255,255,255,.3);color:white}
.pc-btn-outline:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.55)}
.pc.highlight{background:var(--green);border-color:var(--green)}
.pc.highlight .pc-tag{background:white;color:var(--green-dark)}
.pc.highlight .pc-name{color:white}
.pc.highlight .pc-price{color:white}
.pc.highlight .pc-freq{color:rgba(255,255,255,.7)}
.pc.highlight .pc-desc{color:rgba(255,255,255,.85)}
.pc.highlight .pc-li{color:rgba(255,255,255,.85);border-color:rgba(255,255,255,.15)}
.pc.highlight .ck{color:white}
.pc.highlight .pc-btn{background:white;border-color:white;color:var(--green-dark)}
.pc.highlight .pc-btn:hover{background:rgba(255,255,255,.9)}

/* White Glove */
.wg-card{margin-top:1.25rem;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:1.75rem 1.5rem;opacity:1;transform:none;transition:transform .25s ease,box-shadow .25s ease}
.wg-card.visible{animation:fadeUp .6s ease forwards}
.wg-card:hover{transform:translateY(-4px);box-shadow:0 12px 40px rgba(0,0,0,.25)}
.wg-top{display:flex;flex-direction:column;gap:0}
.wg-left{min-width:0;display:flex;flex-direction:column}
.wg-tag{display:none}
.wg-name{font-family:var(--serif);font-size:17px;font-weight:600;color:white;margin-bottom:.25rem;letter-spacing:-.2px;order:1}
.wg-desc{font-size:13px;color:rgba(255,255,255,.8);line-height:1.55;margin-bottom:1.25rem;order:4}
.wg-grid{display:grid;grid-template-columns:1fr;gap:0;margin-bottom:1.5rem;order:5}
.wg-fi{font-size:13px;color:rgba(255,255,255,.7);display:flex;align-items:flex-start;gap:8px;padding:5px 0;border-bottom:1px solid rgba(255,255,255,.07)}
.wg-fi:last-child{border:none}
.wg-fi .ck{color:#7B75FF}
.wg-right{text-align:left;display:flex;flex-direction:column;align-items:flex-start;gap:0;min-width:0;order:2}
.wg-price{font-family:var(--serif);font-size:36px;font-weight:600;color:white;line-height:1;margin:.9rem 0 .2rem;letter-spacing:-.5px}
.wg-freq{font-size:13px;color:rgba(255,255,255,.76);margin-bottom:.9rem}
.wg-limit{font-size:13px;color:rgba(255,255,255,.82);display:flex;align-items:center;gap:8px;margin-bottom:.4rem}
.wg-min{font-size:13px;color:rgba(255,255,255,.82);margin-bottom:1.25rem}
.pulse-dot{display:inline-block;width:8px;height:8px;background:var(--green);border-radius:50%;animation:pulse 2s ease-in-out infinite}
.wg-btn{display:block;text-align:center;width:100%;padding:12px;border-radius:8px;font-size:15px;font-weight:600;font-family:var(--serif);text-decoration:none;border:1.5px solid rgba(255,255,255,.3);color:white;margin-top:auto;cursor:pointer;transition:background .15s ease,border-color .15s ease}
.wg-btn:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.55)}

.p-note{text-align:center;color:rgba(255,255,255,.72);font-size:13px;margin-top:1.75rem;line-height:1.65}
.p-note a{color:rgba(255,255,255,.86);text-decoration:underline;transition:color .15s}
.p-note a:hover{color:rgba(255,255,255,.85)}

@keyframes fadeUp{
  from{opacity:0;transform:translateY(30px)}
  to{opacity:1;transform:translateY(0)}
}
@keyframes pulse{
  0%,100%{opacity:1;transform:scale(1)}
  50%{opacity:.35;transform:scale(.85)}
}

/* ── End Pricing ────────────────────────────────────────────────────────── */
.cert{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:3rem 2rem}
.cert-inner{max-width:880px;margin:0 auto;display:grid;grid-template-columns:auto 1fr auto;gap:2rem;align-items:center}
.cert-badge{width:80px;height:80px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.cert-badge img{width:80px;height:80px;object-fit:contain}
.cert-text h3{font-family:var(--serif);font-size:18px;font-weight:600;color:var(--navy);margin-bottom:.3rem;letter-spacing:-.2px}
.cert-text p{font-size:14px;color:var(--muted);line-height:1.6}
.cert-link{white-space:nowrap;font-size:14px;color:var(--green);text-decoration:none;font-weight:600;flex-shrink:0;font-family:var(--serif)}
.cert-link:hover{text-decoration:underline}
.trust{background:var(--warm)}
.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:2rem;margin-top:2.5rem}
.ti h3{font-family:var(--serif);font-size:17px;font-weight:600;color:var(--navy);margin-bottom:.4rem;letter-spacing:-.2px}
.ti p{font-size:14px;color:var(--muted);line-height:1.65}
.faq{background:var(--surface)}
.faq-list{margin-top:2.5rem;max-width:700px}
.fi{border-bottom:1px solid var(--border)}
.fq{font-family:var(--serif);font-size:17px;font-weight:600;color:var(--navy);padding:1.2rem 0;cursor:pointer;display:flex;align-items:center;justify-content:space-between;user-select:none;gap:1rem;letter-spacing:-.2px}
.fq svg{flex-shrink:0;transition:transform .2s}
.fi.open .fq svg{transform:rotate(180deg)}
.fa{font-size:15px;color:var(--muted);padding-bottom:1.2rem;line-height:1.65;display:none}
.fi.open .fa{display:block}
.bcta{background:var(--green);text-align:center;padding:5.5rem 2rem}
.bcta h2{font-family:var(--serif);font-size:2.4rem;font-weight:500;color:white;margin-bottom:.9rem;letter-spacing:-.4px;line-height:1.2}
.bcta p{font-size:1.05rem;color:#ffffff;max-width:480px;margin:0 auto 2.5rem;line-height:1.65}
.btn-w{background:white;color:var(--green);padding:14px 30px;border-radius:7px;text-decoration:none;font-size:15px;font-weight:600;font-family:var(--serif);transition:background .15s ease,color .15s ease}
.btn-w:hover{background:var(--green-soft)}
.btn-ghost{color:rgba(255,255,255,.9);font-size:15px;font-weight:600;font-family:var(--serif);text-decoration:none;display:inline-flex;align-items:center;padding:14px 18px}
.btn-ghost:hover{color:#fff;text-decoration:underline}
/* ── Intake Form ───────────────────────────────────────────────────────── */
.intake{background:var(--surface);padding:5rem 2rem}
.intake-inner{max-width:600px;margin:0 auto}
.intake h2.sh{text-align:center}
.intake p.sub{text-align:center;color:var(--muted);font-size:15px;margin-bottom:2.5rem;line-height:1.65}
.intake-form{display:flex;flex-direction:column;gap:1.25rem}
.intake-row{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}
.intake-field{display:flex;flex-direction:column;gap:.4rem}
.intake-field label{font-size:13px;font-weight:600;color:var(--navy);letter-spacing:.3px}
.intake-field input,.intake-field select,.intake-field textarea{font-family:var(--sans);font-size:15px;padding:12px 14px;border:1.5px solid var(--border);border-radius:8px;background:var(--warm);color:var(--text);transition:border-color .15s ease,box-shadow .15s ease;outline:none}
.intake-field input:focus,.intake-field select:focus,.intake-field textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(92,82,232,.1)}
.intake-field input::placeholder,.intake-field textarea::placeholder{color:#b0afaa}
.intake-field textarea{resize:vertical;min-height:110px}
.intake-field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%236b6a65' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px;cursor:pointer}
.intake-required{color:#c0392b;font-weight:700}
.intake-checkboxes{display:flex;gap:1.25rem;padding:12px 0}
.intake-checkbox{display:flex;align-items:center;gap:.5rem;font-size:15px;color:var(--text);cursor:pointer;font-weight:400}
.intake-checkbox input[type="checkbox"]{width:18px;height:18px;accent-color:var(--teal);cursor:pointer}
.intake-submit{background:var(--green);color:white;padding:14px 30px;border-radius:8px;font-size:15px;font-weight:600;font-family:var(--serif);border:none;cursor:pointer;transition:background .15s ease,transform .15s ease;align-self:center;min-width:200px;margin-top:.5rem}
.intake-submit:hover{background:var(--green-dark);transform:translateY(-1px)}
.intake-submit:disabled{opacity:.6;cursor:not-allowed;transform:none}
.intake-success{text-align:center;padding:3rem 1rem;display:none;flex-direction:column;align-items:center}
.intake-success .checkmark{width:56px;height:56px;background:var(--green-soft);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem}
.intake-success .checkmark svg{color:var(--green)}
.intake-success h3{font-family:var(--serif);font-size:1.25rem;font-weight:600;color:var(--navy);margin-bottom:.5rem}
.intake-success p{font-size:15px;color:var(--muted);line-height:1.6}
.intake-error{background:#fef2f2;color:#b91c1c;font-size:14px;padding:.75rem 1rem;border-radius:8px;text-align:center;display:none;margin-top:.5rem}
@media(max-width:600px){
  .intake-row{grid-template-columns:1fr}
}

footer{background:#160D50;color:#d1cfee;padding:3.5rem 2rem;font-size:13px;line-height:1.75}
.fi2{max-width:880px;margin:0 auto}
.fb{font-family:var(--serif);font-size:20px;font-weight:600;color:white;margin-bottom:1.75rem;letter-spacing:-.3px}
footer h3{font-size:12px;font-weight:600;letter-spacing:.8px;text-transform:uppercase;color:rgba(255,255,255,.72);margin:1.75rem 0 .5rem}
footer p{color:#d1cfee}
footer strong{color:#d1cfee}
.footer-links{display:flex;flex-wrap:wrap;gap:.9rem 1.25rem;margin-top:1.25rem}
.footer-links a{color:#d1cfee;text-decoration:none}
.footer-links a:hover{text-decoration:underline}
.fcopy{margin-top:2.5rem;color:#a5a1c9;font-size:12px}
html{scroll-behavior:smooth;scroll-padding-top:65px}
.nav-section-link{position:relative}
.nav-section-link::after{content:'';position:absolute;bottom:-2px;left:0;width:0;height:2px;background:var(--green);transition:width .2s ease}
.nav-section-link:hover::after,.nav-section-link.active::after{width:100%}
.nav-section-link.active{color:var(--navy)!important;font-weight:600}

/* Hamburger */
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:6px;flex-direction:column;gap:5px;z-index:200}
.hamburger span{display:block;width:22px;height:2px;background:var(--navy);border-radius:2px;transition:transform .25s ease,opacity .2s ease}
.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.open span:nth-child(2){opacity:0}
.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Mobile overlay */
.mobile-overlay{position:fixed;inset:0;background:rgba(29,26,94,.35);z-index:150;opacity:0;visibility:hidden;transition:opacity .3s ease,visibility .3s ease;backdrop-filter:blur(2px);-webkit-backdrop-filter:blur(2px)}
.mobile-overlay.open{opacity:1;visibility:visible}

/* Mobile slide-out menu */
.mobile-menu{position:fixed;top:0;right:-320px;width:300px;max-width:85vw;height:100dvh;background:var(--warm);z-index:200;transition:right .35s cubic-bezier(.4,0,.2,1);display:flex;flex-direction:column;box-shadow:-8px 0 30px rgba(0,0,0,.12)}
.mobile-menu.open{right:0}
.mobile-menu-header{display:flex;align-items:center;justify-content:space-between;padding:1.25rem 1.5rem;border-bottom:1px solid var(--border)}
.mobile-menu-title{font-family:var(--serif);font-size:15px;font-weight:600;color:var(--navy);letter-spacing:-.2px}
.mobile-close{background:none;border:1px solid var(--border);border-radius:6px;width:34px;height:34px;display:flex;align-items:center;justify-content:center;cursor:pointer;color:var(--muted);transition:background .15s ease,color .15s ease}
.mobile-close:hover{background:var(--teal-light);color:var(--navy)}
.mobile-menu-links{flex:1;overflow-y:auto;padding:1rem 0}
.mobile-link{display:flex;align-items:center;gap:12px;padding:.85rem 1.5rem;font-size:15px;color:var(--text);text-decoration:none;font-weight:500;transition:background .12s ease,color .12s ease;border-left:3px solid transparent}
.mobile-link:hover,.mobile-link.active{background:var(--green-soft);color:var(--green-dark);border-left-color:var(--green)}
.mobile-link::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--border);flex-shrink:0;transition:background .15s ease}
.mobile-link:hover::before,.mobile-link.active::before{background:var(--green)}
.mobile-menu-footer{padding:1.25rem 1.5rem;border-top:1px solid var(--border);display:flex;flex-direction:column;gap:.75rem}
.mobile-lang-btn{width:100%;text-align:center;padding:8px}
.mobile-cta{display:block;text-align:center;background:var(--green);color:white;padding:12px 20px;border-radius:7px;font-size:15px;font-weight:600;font-family:var(--serif);text-decoration:none;transition:background .15s ease}
.mobile-cta:hover{background:var(--green-dark)}
/* ── Testimonials ──────────────────────────────────────────────────────── */
.tst{background:var(--warm)}
.tst .container{max-width:740px}
.tst h2.sh{margin-bottom:2.75rem}
.tst-carousel{position:relative}
.tst-viewport{overflow:hidden;margin:0 -18px;touch-action:pan-y}
.tst-viewport:focus-visible{outline:3px solid var(--green-soft);outline-offset:-3px;border-radius:18px}
.tst-track{display:flex;align-items:stretch;transition:transform .45s cubic-bezier(.4,0,.2,1)}
.tst-slide{flex:0 0 100%;min-width:100%;display:flex;padding:4px 18px 26px}
.tst-card{position:relative;flex:1;margin:0;background:var(--surface);border:1px solid var(--border);border-top:4px solid var(--peach);border-radius:16px;padding:3rem 2.75rem 2.5rem;box-shadow:0 16px 38px rgba(29,26,94,.07);display:flex;flex-direction:column;align-items:flex-start;overflow:hidden}
.tst-mark{position:absolute;top:.35rem;right:1.5rem;font-family:var(--serif);font-size:7.5rem;line-height:1;color:var(--peach);opacity:.5;pointer-events:none;user-select:none}
.tst-quote{position:relative;font-family:var(--serif);font-size:1.45rem;font-weight:500;font-style:italic;line-height:1.5;letter-spacing:-.3px;color:var(--navy);margin:0 0 1.75rem;max-width:33rem}
.tst-name{display:flex;align-items:center;gap:.65rem;font-family:var(--sans);font-size:12px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--green-dark)}
.tst-name::before{content:'';width:24px;height:2px;background:var(--peach);flex-shrink:0}
.tst-more{margin-top:2rem;background:none;border:none;padding:0 0 2px;font-family:var(--serif);font-size:15px;font-weight:600;color:var(--navy);cursor:pointer;border-bottom:1.5px solid var(--peach);transition:color .15s ease,border-color .15s ease}
.tst-more:hover{color:var(--green-dark);border-bottom-color:var(--green)}
.tst-more:focus-visible{outline:3px solid var(--green-soft);outline-offset:4px;border-radius:2px}
.tst-controls{display:flex;align-items:center;justify-content:center;gap:1.5rem;margin-top:.75rem}
.tst-arrow{width:44px;height:44px;border-radius:50%;border:1.5px solid var(--border);background:var(--surface);color:var(--navy);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:background .15s ease,border-color .15s ease,transform .15s ease}
.tst-arrow:hover{background:var(--teal-light);border-color:var(--navy);transform:translateY(-1px)}
.tst-arrow:focus-visible{outline:3px solid var(--green-soft);outline-offset:3px}
.tst-arrow svg{width:18px;height:18px}
.tst-dots{display:flex;align-items:center;gap:.6rem}
.tst-dot{width:9px;height:9px;padding:0;border:none;border-radius:50%;background:#d8d6cf;cursor:pointer;transition:background .2s ease,transform .2s ease}
.tst-dot:hover{background:var(--peach)}
.tst-dot[aria-current="true"]{background:var(--navy);transform:scale(1.3)}
.tst-dot:focus-visible{outline:3px solid var(--green-soft);outline-offset:3px}
.tst-single .tst-controls{display:none}
.tst-dialog{position:fixed;inset:0;display:none;width:100%;max-width:none;height:100%;max-height:none;margin:0;border:none;padding:1.5rem 1rem;background:transparent;overflow:visible}
.tst-dialog[open]{display:flex;align-items:center;justify-content:center}
.tst-dialog::backdrop{background:rgba(29,26,94,.58)}
.tst-dialog-inner{display:flex;flex-direction:column;width:100%;max-width:620px;max-height:100%;background:var(--warm);border-top:5px solid var(--peach);border-radius:16px;box-shadow:0 30px 70px rgba(29,26,94,.32);padding:2.25rem 2.25rem 1.75rem}
.tst-dialog-title{font-family:var(--serif);font-size:1.35rem;font-weight:600;color:var(--navy);letter-spacing:-.3px;margin-bottom:1.25rem;padding-right:2rem}
.tst-dialog-body{flex:1 1 auto;min-height:0;overflow-y:auto;overscroll-behavior:contain;-webkit-overflow-scrolling:touch;padding-right:.5rem}
.tst-dialog-body:focus-visible{outline:3px solid var(--green-soft);outline-offset:3px;border-radius:4px}
.tst-dialog-body p{font-size:15px;color:var(--muted);line-height:1.75;margin-bottom:1rem}
.tst-dialog-body p:last-child{margin-bottom:0}
.tst-dialog-foot{flex-shrink:0;border-top:1px solid var(--border);margin-top:1.5rem;padding-top:1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.tst-dialog-attr{display:flex;flex-direction:column;gap:.3rem}
.tst-dialog-name{display:flex;align-items:center;gap:.65rem;font-size:12px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--green-dark)}
.tst-dialog-name::before{content:'';width:24px;height:2px;background:var(--peach);flex-shrink:0}
.tst-dialog-note{font-size:12px;color:var(--muted);font-style:italic}
.tst-dialog-close{background:var(--navy);color:#fff;border:none;border-radius:7px;padding:11px 26px;font-family:var(--serif);font-size:15px;font-weight:600;cursor:pointer;transition:background .15s ease}
.tst-dialog-close:hover{background:#15124a}
.tst-dialog-close:focus-visible{outline:3px solid var(--peach);outline-offset:3px}
@media(max-width:900px){
  .tst h2.sh{margin-bottom:2rem}
  .tst-slide{padding:4px 14px 22px}
  .tst-card{padding:2.25rem 1.5rem 1.75rem}
  .tst-quote{font-size:1.2rem;margin-bottom:1.5rem}
  .tst-mark{font-size:5rem;right:.9rem;top:.2rem}
  .tst-more{margin-top:1.5rem}
  .tst-arrow:hover{transform:none}
  .tst-dialog{padding:.75rem}
  .tst-dialog-inner{padding:1.5rem 1.25rem 1.25rem}
  .tst-dialog-title{font-size:1.2rem;margin-bottom:1rem}
  .tst-dialog-foot{justify-content:flex-start;margin-top:1.25rem;padding-top:1rem}
  .tst-dialog-close{width:100%;text-align:center}
}
@media(prefers-reduced-motion:reduce){
  .tst-track,.tst-arrow,.tst-dot,.tst-more,.tst-dialog-close{transition:none}
  .tst-arrow:hover{transform:none}
}
@media(max-width:1100px){
  .p-grid{grid-template-columns:repeat(3,1fr)}
  .wg-top{flex-direction:column}
  .wg-right{align-items:flex-start;flex-direction:column;gap:0}
}
@media(max-width:900px){
  .hero h1{font-size:2rem}
  .hero{padding:4.5rem 1.25rem 5rem}
  .hero-kicker{font-size:11px}
  .story-inner{grid-template-columns:1fr}
  .story-profile{max-width:260px;margin:0 auto}
  .familiar-grid,.fit-grid,.start-sequence{grid-template-columns:1fr}
  .svc-card{flex-basis:calc((100% - 1.25rem)/2)}
  .familiar-col{padding:1.5rem}
  .fit-card:hover{transform:none;box-shadow:none}
  .journey-timeline{gap:1rem;margin-top:2.25rem}
  .journey-timeline::before{left:23px}
  .phase{grid-template-columns:48px minmax(0,1fr);gap:.75rem}
  .phase-number{width:48px;height:48px;border-width:5px;font-size:17px}
  .phase-card{padding:1.35rem 1.2rem}
  .phase-card h3{font-size:1.35rem}
  .phase-milestone{padding:.8rem .85rem}
  .journey-cta{margin-top:2.25rem;padding-top:2rem}
  .start-sequence::before{display:none}
  .start-step{text-align:left;padding:1.4rem}
  .start-number{margin:0 0 1rem;border-color:var(--warm);width:58px;height:58px;font-size:22px}
  .start-icon{margin:0 0 1rem}
  section{padding:3.5rem 1.25rem}
  .nav-links{display:none}
  .hamburger{display:flex}
  .cert-inner{grid-template-columns:1fr;text-align:center}
  .cert-badge{margin:0 auto}
  .bcta h2{font-size:1.85rem}
  .p-grid{grid-template-columns:1fr}
  .pricing h2.sh{font-size:1.75rem}
  .stats-inner{grid-template-columns:1fr}
  .stats-kicker{font-size:1.05rem}
  .featured .stat-num{font-size:3.25rem}
  .svc-card:hover{transform:none}
  .wg-card{padding:1.5rem}
  .wg-grid{grid-template-columns:1fr}
  .wg-right{align-items:flex-start;text-align:left}
}
@media(max-width:600px){
  .svc-grid{gap:1rem}
  .svc-card{flex-basis:100%;min-height:0;padding:1.75rem 1.25rem}
}

/* ── Multi-page additions ──────────────────────────────────────────────────
 * Styles for the separate pages (page heroes, Services sections, visible
 * FAQs, privacy policy). Built only from the existing palette and type.
 * ──────────────────────────────────────────────────────────────────────── */

/* Language switch is now a link to the matching page */
a.lang-btn{text-decoration:none;display:inline-block;line-height:1.4}
.nav-links a.lang-btn{color:var(--navy);font-size:12px}
.mobile-menu-footer a.lang-btn{display:block}

/* Inner page heroes */
.hero.page-hero{padding:4.25rem 2rem 4.5rem}
.hero.page-hero h1{font-size:2.6rem;max-width:780px}
.hero.page-hero p{margin-bottom:0;max-width:660px}
.hero .btns{margin-top:0}
.hero.page-hero .btns{margin-top:2.25rem}
.hero-note{margin-top:1.5rem!important;font-size:.98rem!important}
.hero-note a{color:#fff;text-decoration:underline}

/* Shared helpers */
.section-sub{color:var(--muted);font-size:1.02rem;line-height:1.7;max-width:640px}
.section-more{text-align:center;margin-top:2.5rem}
.text-link{color:var(--green-dark);font-weight:600;font-family:var(--serif);text-decoration:none;border-bottom:1.5px solid #bfe3cd;transition:border-color .15s ease,color .15s ease}
.text-link:hover{color:var(--green);border-bottom-color:var(--green)}
.check-list{list-style:none;display:grid;gap:.7rem;max-width:720px}
.check-list li{display:grid;grid-template-columns:22px 1fr;gap:.55rem;color:var(--muted);line-height:1.6;font-size:15px}
.check-list li::before{content:'✓';color:var(--green);font-weight:700}
.cross-list li::before{content:'–';color:var(--muted)}

/* Homepage situation cards */
.situation-cards .fit-card{display:block;text-decoration:none;color:inherit;padding-right:1.45rem}
.card-link{display:inline-block;margin-top:.9rem;font-size:14px;font-weight:600;color:var(--green-dark);font-family:var(--serif)}
.situation-cards .fit-card:hover .card-link{text-decoration:underline}
.coach-teaser .story-img{max-width:320px;margin:0 auto}

/* Services: jump links */
.situation-nav{background:var(--surface);border-bottom:1px solid var(--border);padding:1.4rem 2rem;text-align:center}
.situation-nav-label{display:block;font-size:11px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--teal);margin-bottom:.75rem}
.situation-nav ul{list-style:none;display:flex;flex-wrap:wrap;gap:.6rem;justify-content:center;max-width:1000px;margin:0 auto}
.situation-nav a{display:inline-block;padding:.45rem .95rem;border:1px solid var(--border);border-radius:999px;font-size:14px;color:var(--navy);text-decoration:none;background:var(--warm);transition:border-color .15s ease,color .15s ease}
.situation-nav a:hover{border-color:var(--green);color:var(--green-dark)}

/* Services: situation sections */
.situation{background:var(--warm);scroll-margin-top:64px}
.situation.alt{background:var(--surface)}
.situation-intro{color:var(--muted);line-height:1.75;max-width:720px;font-size:1.02rem}
.situation h3{font-family:var(--serif);font-size:1.15rem;font-weight:600;color:var(--navy);margin:1.9rem 0 .85rem;letter-spacing:-.2px}
.scope-note{margin-top:1.6rem;background:var(--teal-light);border-left:3px solid var(--teal);border-radius:10px;padding:1rem 1.15rem;font-size:14px;color:var(--navy);max-width:720px;line-height:1.6}
.scope-note strong{font-weight:600}
.situation-cta{display:flex;flex-wrap:wrap;gap:1rem 1.75rem;align-items:center;margin-top:2.1rem}
.pc,.wg-card{scroll-margin-top:84px}
.page-hero+.pricing{border-top:1px solid rgba(255,255,255,.14)}

/* YNAB for business page */
.familiar-lead{color:var(--muted);font-size:15px;line-height:1.6;margin:-.5rem 0 1.25rem}
.familiar-list strong{color:var(--navy);font-weight:600}
.scope .situation-intro{margin-bottom:.5rem}
.scope .scope-note{max-width:none}
.scope-col .situation-intro{font-size:15px;line-height:1.65}
.biz-after-grid{margin-top:1.75rem}
.biz-setup-list{grid-template-columns:1fr 1fr;gap:.85rem 2rem;max-width:none;margin-top:1.5rem}
#fit,#encaja,#cash-vs-accrual,#efectivo-vs-devengo,#setup,#configuracion{scroll-margin-top:64px}

/* Services: scope */
.scope{background:var(--warm);border-top:1px solid var(--border)}
.scope-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin-top:2rem}
.scope-col{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:1.6rem 1.5rem}
.scope-col h3{font-family:var(--serif);font-size:1.1rem;font-weight:600;color:var(--navy);margin-bottom:1rem;letter-spacing:-.2px}
.scope-not{border-left:3px solid var(--peach)}

/* Visible FAQs */
.qa-list{margin-top:2rem;max-width:760px}
.qa{border-bottom:1px solid var(--border);padding:1.25rem 0}
.qa:first-child{border-top:1px solid var(--border)}
.qa h3{font-family:var(--serif);font-size:17px;font-weight:600;color:var(--navy);margin-bottom:.45rem;letter-spacing:-.2px;line-height:1.35}
.qa p{font-size:15px;color:var(--muted);line-height:1.65}
.faq-group+.faq-group{margin-top:3.5rem}
.faq-group h2.sh{font-size:1.6rem;margin-bottom:0}

/* Privacy policy */
.policy{padding:4rem 2rem}
.policy-inner{max-width:880px;margin:0 auto;background:var(--surface);border:1px solid var(--border);border-radius:14px;padding:3rem;box-shadow:0 16px 36px rgba(29,26,94,.06);line-height:1.7}
.updated{color:var(--muted);font-size:14px;margin-bottom:2rem}
.policy h2{font-family:var(--serif);font-size:1.45rem;font-weight:600;color:var(--navy);line-height:1.25;margin:2rem 0 .7rem;letter-spacing:-.2px}
.policy h2:first-of-type{margin-top:0}
.policy p,.policy li{color:var(--muted)}
.policy p{margin-bottom:1rem}
.policy ul{padding-left:1.2rem;margin:.25rem 0 1rem}
.policy li{margin:.45rem 0}
.policy a{color:var(--green);font-weight:600;text-decoration:none}
.policy a:hover{text-decoration:underline}
.notice{background:var(--green-soft);border:1px solid #c8e6d5;border-radius:10px;padding:1rem 1.15rem;margin:1.5rem 0 2rem;color:var(--navy)!important}

@media(max-width:900px){
  .hero.page-hero h1{font-size:2.2rem}
}
@media(max-width:720px){
  .scope-grid{grid-template-columns:1fr}
  .biz-setup-list{grid-template-columns:1fr}
  .situation-nav{padding:1.2rem 1.25rem}
  .policy{padding:2.5rem 1.25rem}
  .policy-inner{padding:1.75rem;border-radius:10px}
}
@media(max-width:600px){
  .hero.page-hero{padding:3.5rem 1.25rem 3.75rem}
  .hero.page-hero h1{font-size:1.9rem}
  .situation-cta{flex-direction:column;align-items:flex-start}
}
/* YNAB method section (how-it-works) */
.method{background:var(--surface);border-top:1px solid var(--border)}
.method-lede{max-width:700px;color:var(--muted);font-size:16px;line-height:1.7}
.method h3{font-family:var(--serif);font-size:1.4rem;font-weight:600;color:var(--navy);line-height:1.25;margin-bottom:.75rem;letter-spacing:-.25px}
.method-roots{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:2.25rem;align-items:center;margin-top:2.75rem;padding:2rem;background:var(--warm);border:1px solid var(--border);border-radius:14px}
.method-roots-text p{color:var(--muted);font-size:15px;line-height:1.7}
.method-roots-text p+p{margin-top:.85rem}
.method-roots-text strong,.method-sequence-intro strong{color:var(--navy);font-weight:600}
.zero-equation{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:1.25rem 1.35rem;box-shadow:0 12px 28px rgba(29,26,94,.06)}
.zero-row{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;padding:.55rem 0;font-size:14px;color:var(--muted)}
.zero-row strong{font-family:var(--serif);font-size:1.2rem;color:var(--navy);font-weight:600;font-variant-numeric:tabular-nums}
.zero-row.minus{border-bottom:2px solid var(--navy)}
.zero-row.total strong{font-size:1.9rem;color:var(--green)}
.zero-equation figcaption{font-size:12px;color:var(--muted);margin-top:.35rem;font-style:italic}
.method-sequence-intro{margin-top:3.25rem;max-width:720px}
.method-sequence-intro p{color:var(--muted);font-size:15px;line-height:1.7}
.method-bar{margin-top:1.75rem}
.method-bar-track{display:flex;height:46px;border-radius:10px;overflow:hidden;gap:3px}
.seg{display:flex;align-items:center;padding:0 .7rem;min-width:0;font-size:12px;font-weight:700;letter-spacing:.4px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.seg-now{background:var(--green);color:#fff}
.seg-later{background:var(--teal);color:#fff}
.seg-ease{background:var(--gold);color:var(--navy)}
.seg-you{background:var(--peach);color:var(--navy)}
.method-bar figcaption{font-size:13px;color:var(--muted);line-height:1.6;margin-top:.7rem}
.method-bar figcaption strong{color:var(--navy)}
.question-list{list-style:none;display:flex;flex-direction:column;gap:1rem;margin-top:2.25rem;position:relative}
.question-list::before{content:'';position:absolute;top:24px;bottom:24px;left:23px;width:2px;background:linear-gradient(var(--green),var(--teal),var(--gold),var(--peach),var(--navy));opacity:.35}
.question{--q:var(--green);--q-soft:var(--green-soft);--q-ink:var(--green-dark);display:grid;grid-template-columns:48px minmax(0,1fr);gap:1rem;align-items:start;position:relative}
.q-later{--q:var(--teal);--q-soft:var(--teal-light);--q-ink:var(--teal)}
.q-ease{--q:var(--gold-dark);--q-soft:#fbf3dd;--q-ink:#7a6224}
.q-you{--q:#e0a46c;--q-soft:#fdeee0;--q-ink:#8a4f1c}
.q-change{--q:var(--navy);--q-soft:#e8e7f3;--q-ink:var(--navy)}
.question-marker{width:48px;height:48px;border-radius:50%;background:var(--q);border:5px solid var(--surface);color:#fff;font-family:var(--serif);font-size:18px;font-weight:600;display:flex;align-items:center;justify-content:center;position:relative;z-index:1}
.question-card{background:var(--warm);border:1px solid var(--border);border-left:4px solid var(--q);border-radius:0 12px 12px 0;padding:1.35rem 1.5rem}
.question-tag{display:inline-block;background:var(--q-soft);color:var(--q-ink);font-size:11px;font-weight:700;letter-spacing:1.3px;text-transform:uppercase;padding:.25rem .6rem;border-radius:999px;margin-bottom:.6rem}
.question-card h4{font-family:var(--serif);font-size:1.2rem;font-weight:600;color:var(--navy);line-height:1.3;margin-bottom:.5rem;letter-spacing:-.2px}
.question-card p{color:var(--muted);font-size:15px;line-height:1.65}
.question-details{margin-top:.85rem;border-top:1px solid var(--border)}
.question-details summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem 0 0;color:var(--q-ink);font-size:13px;font-weight:700;cursor:pointer}
.question-details summary::-webkit-details-marker{display:none}
.question-details summary::after{content:'+';width:24px;height:24px;border:1px solid var(--border);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:17px;font-weight:400;line-height:1;flex-shrink:0;transition:transform .2s ease,background .2s ease}
.question-details[open] summary::after{transform:rotate(45deg);background:var(--q-soft)}
.question-details summary:focus-visible{outline:2px solid var(--teal);outline-offset:5px;border-radius:2px}
.question-details ul{list-style:none;display:grid;gap:.5rem;padding:.9rem 0 .1rem}
.question-details li{display:grid;grid-template-columns:7px 1fr;gap:.65rem;color:var(--muted);font-size:14px;line-height:1.55}
.question-details li::before{content:'';width:7px;height:7px;border-radius:50%;background:var(--q);margin-top:.48rem}
.rule-chip{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.6px;color:var(--q-ink);background:var(--q-soft);border-radius:4px;padding:.05rem .4rem;margin-right:.3rem}
.method-note{margin-top:2.75rem;padding:1.75rem 1.9rem;background:var(--teal-light);border-radius:14px}
.method-note p{color:var(--navy);font-size:15px;line-height:1.7}
.method-note p.method-source{margin-top:.85rem;font-size:13px;color:var(--muted)}
@media(max-width:900px){
  .method-roots{grid-template-columns:1fr;padding:1.4rem}
  .question-card{padding:1.15rem 1.15rem}
  .method-note{padding:1.4rem}
}
@media(max-width:600px){
  .seg{font-size:0;padding:0}
  .question-list::before{left:19px}
  .question{grid-template-columns:40px minmax(0,1fr);gap:.65rem}
  .question-marker{width:40px;height:40px;border-width:4px;font-size:16px}
}