Your privacy matters before, during, and after coaching.

Last updated: July 9, 2026

Overview

Viewpoint Budget provides money coaching services in English and Spanish. This website is used to explain services, schedule introductory calls, collect inquiries, and understand basic site performance. Personal information is used only for legitimate business purposes related to inquiries, scheduling, coaching, and site operations.

Viewpoint Budget does not sell personal information and does not share personal information with third parties for their own marketing purposes.

Information Collected

Viewpoint Budget may collect information you choose to provide through the contact form, scheduling tools, email, phone, text, or coaching sessions. This may include:

• Name, email address, phone number, pronouns, and preferred contact method.
• Information about the coaching service you are interested in.
• Messages or details you submit about your money goals, questions, or current situation.
• Scheduling details when you book a call.
• Coaching-related information you choose to share while working together.

Website Analytics

This site uses Google Analytics and Google Tag Manager to understand how visitors use the website and which pages or links are helpful. These tools may collect usage information such as page views, clicked links, approximate location, device type, browser type, and referral source. This information is used to improve the site and measure interest in services.

How Information Is Used

Personal information may be used to:

• Respond to inquiries and provide information about services.
• Schedule, confirm, and follow up on calls or coaching sessions.
• Prepare for coaching and provide requested support.
• Maintain business records and comply with legal obligations.
• Improve the website, messaging, and service experience.

How Information Is Shared

Viewpoint Budget only shares personal information when needed to operate the business, provide services, or comply with the law. Service providers may include website hosting, form handling, analytics, scheduling, email, video call, payment, and money planning platforms. These providers process information according to their own terms and privacy practices.

Information may also be shared if required by law, to protect rights and safety, or with your written permission.

Coaching Confidentiality

Money coaching often involves sensitive financial conversations. Viewpoint Budget treats coaching-related information as private and uses it only to provide coaching support. Information shared during coaching is not shared with others without your written permission, except when required by law or necessary to protect safety or legal rights.

YNAB and Other Third-Party Tools

Coaching services may involve YNAB or other third-party tools selected for scheduling, communication, payments, video calls, and money planning. If you use those services, your information may also be governed by those providers' privacy policies. You are responsible for reviewing their terms and privacy practices.

Data Retention

Information is kept only as long as reasonably needed for the purposes described in this policy, including client support, business records, legal compliance, dispute resolution, and service improvement. You may request deletion of information, subject to legal, accounting, security, or legitimate business record needs.

Your Choices

You may ask to access, correct, update, or delete personal information by contacting Viewpoint Budget. You may also choose not to provide certain information, though that may limit the ability to respond to an inquiry or provide coaching services.

You can control cookies and analytics through your browser settings, device settings, or available Google privacy controls.

Security

Reasonable administrative and technical safeguards are used to protect personal information. No website, email, form, or online service can guarantee complete security, so please avoid submitting highly sensitive information through the contact form.

Children's Privacy

Viewpoint Budget services are intended for adults. The website is not directed to children under 13, and Viewpoint Budget does not knowingly collect personal information from children under 13.

Changes To This Policy

This policy may be updated from time to time. The updated date at the top of this page reflects the latest version.

Contact

Questions or requests about this privacy policy can be sent through the contact form or by emailing ylopez2000@gmail.com.